93. Stay of proceedings and remedies

shall have no remedy in respect of the debt;

shall not take any actions to recover or enforce the debt; and

in particular, shall not take any actions to -

contact a bankrupt debtor regarding payment of a provable debt, otherwise than at the request of the debtor;

initiate or continue any legal proceedings against the bankrupt debtor in relation to a provable debt;

collect, secure, recover or demand payment of a provable debt;

execute or enforce a judgment or an order of a court or tribunal against the bankrupt debtor;

obtain a warrant;

obtain possession of a premises in which the bankrupt debtor is residing under a tenancy agreement into which the bankrupt debtor has entered with a relevant creditor, unless the requirements of subsection (3) are met;

subject to subsection (10), take possession of, or otherwise recover, any goods of the type specified in paragraphs (a), (b), (c) and (d) of subsection (4) of section 34 that are used by or in the possession of, the debtor,

instruct an agent to take any of the actions mentioned in paragraphs (i), (ii), (iii), (iv), (v), (vi), (vii) or (viii);

exceptional circumstances mean that it is reasonable to allow the creditor to take the action;

the action will not-

cause undue detriment to the bankrupt debtor;

cause unfair prejudice to any other creditor;

significantly undermine the objectives of the

the duration of the tenancy contract expires during the course of the Bankruptcy;

the debtor owes arrears of rent to a relevant creditor of an amount of more than three months of rent; and the court considers that it is more

an application of a relevant creditor to obtain possession of the premises is based on grounds other than the debtor’s non-payment of rent.

the prior, written consent of the Bankruptcy

the permission of the court on such terms and conditions as necessary.

an encumbrance over property; or

a right of the owner or lessor of a property, to take possession of the property or otherwise recover it, including under a hire-purchase agreement, a receiver, appointee or any other person may enter into possession or custody or assume control of or exercise any other power in relation to,the property of the company:

the Official Receiver may, after giving written notice to the person of the Official Receiver’s intention to do so, inspect the goods; and

where such a written notice has been given to any person, that person shall not be entitled, without leave of the court, to realise the pledge, pawn, or security unless such person has given the Bankruptcy Trustee a reasonable opportunity of inspecting the goods and of exercising the bankrupt debtor’s right of redemption.

the debtor owes arrears under such agreement of an amount more than three monthly repayments, and the court considers that it is more likely than not that the debtor will be unable to maintain ongoing repayments over the course of the

an application of such lessor or owner to terminate such agreement, and to obtain possession of, or otherwise recover, the goods subject to the agreement, is based on grounds other than the debtor’s default in making repayments under the agreement.

refuse to supply goods or services to a debtor, by reason of the debtor’s default in paying charges due for the goods or services in relation to a period before the commencement of the Bankruptcy;

make it a condition of the supply of the goods or services to a debtor, that payment be made of outstanding charges due for the goods or services in relation to a period before the commencement of the Bankruptcy; or

rely on an insolvency-related term of the agreement for the supply of the goods or services, except with the prior, written consent of the